Pensions and retirement planning

What does retirement mean for you?

Some people want to travel the world or take up a new hobby when they retire. Others see it as a perfect opportunity to volunteer with a local charity or start their own business. Whatever you are planning for the future, we can help you to achieve the retirement you want and deserve.

Find out if you are on track

Our financial planners will discuss your retirement goals with you and calculate how much money you will need to achieve them. We can then forecast your future pension contributions and investment growth to see if you are on track – or how much more you need to save if you aren’t.

Paying into your pension

Pension rules can be notoriously complex. Our experts have the technical knowledge to help you make the most of the available pension allowances and tax benefits. From using previous years’ allowances with pension carry forward to protecting your money from the lifetime allowance tax charge, we can make sure your pension is working hard for you until you start taking an income from it.

Taking an income in retirement

You have total freedom to take money from your pension after the age of 55, but what is the best option for you personally? Our financial planners will help you to find the most tax-efficient way to take an income from a combination of your pensions, ISAs, other investments and cash savings. They can show you how much income you can afford to take each year and how long your money should last.

We can show you the most tax-efficient way to take an income in retirement.

We can review your progress

These days retirement isn’t always about simply relaxing after many decades of hard work. Plans change, new opportunities arise and what you are doing at 60 could be completely different to 70. Throughout your retirement we can meet with you as often as you like to make sure your pensions and other finances continue to meet your needs.

Book an initial consultation

For more information on planning for retirement and making the most of your pensions, book an initial consultation or contact us on 020 718 2400.

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